Working in the local economy means TCS is always abreast of local economic challenges and the issues impacting Tasmanian business.

We understand the challenges you and your business face, which is why we aim to provide articles to share our knowledge with you and assist you and your business to make the best credit related decisions and lessen the risk of incurring bad debt where possible.

When relevent news comes to hand, we’ll be sure to sure it with you through our blog, below.

Work – and Life – can be Messy

2023-09-18T15:23:03+10:00September 18th, 2023|Uncategorized|

Recently I’ve read a few articles and posts about how life is meant to be in small business. Organic growth. Free-flowing sales. Steady cash flow. Nothing saying that work – and life – can be messy.

In a few clicks on the keyboard, saying that if these things aren’t happening, you’re not only unsuccessful – you’re letting the team and your family down whilst putting everything at risk. Life lessons and challenges thrown under the bus as bad things. Not the backbone of the story each of us – and […]

Time for a Spring Clean!

2023-09-07T15:41:01+10:00September 7th, 2023|Uncategorized|

Just saying the word can instantly make you feel better as we shake off any ill feelings winter has left us with and look forward to warmer and longer days.

However, the change in season can feel like a two-edged sword to business owners because while it provides us with an opportunity to refresh and set goals, at the same time the end of the calendar year feels all too close for comfort.

Fortunately for you, I have some tips for a little Spring clean that will help you regain some […]

A few minutes with Zac

2023-09-19T09:23:08+10:00September 5th, 2023|Uncategorized|

What is your role at TCS?   A jack of all trades really, collections & administration based in our Launceston office

How long have you been with TCS? I was with the business from 2016 to 2018, took a break away and now back since December 2022

Where did you come from? I was born and raised in the Launceston area. I have worked in sports for the past 16 years alongside some of my work here at TCS. I am now also studying to become a Health and Physical Education Teacher.

Tell […]

Stress Isn’t a Badge of Honour by Anne Whatley-Dale

2023-07-12T10:47:55+10:00July 12th, 2023|Uncategorized|

Whether you call it stress, tension, pressure, strain or something else, it isn’t a badge of honour or some mark of success. Although in Australia we think it is. We have for decades.

More Work Than Play

When we researched this in 2003 – yes, 20 years ago – the land of ‘Barbies’, lazy summer days and “she’ll be right mate” had some of the highest levels of accrued leave in the world. A survey completed by the Australia Institute published on 01 July 2003 showed that ’42 per cent of […]

Speaking The Same Language

2023-06-16T10:33:33+10:00June 16th, 2023|Uncategorized|

Being able to say Hello in different languages helps with speaking the same language and shows respect for languages and cultures.

Have you ever had trouble speaking the same language as someone else? Or even knowing what the same language means? When we look past spoken language and signing, there’s a myriad of ways we can get things wrong – and right.


Some years ago, I got into a spot of bother by causing a participant to ‘lose face’. A clear case of not speaking the same language!

I was running a […]

A few minutes with Marty

2023-06-16T11:58:42+10:00June 15th, 2023|Uncategorized|

What is your role at TCS? I’m an Account Manager based in Hobart

How long have you been with TCS? Started in March 2023, so nearly made three months.

Where did you come from? I was employed as the Collections Manager at MyState Bank for 26.5 years until I was made redundant, primarily dealt with loan arrears and working with customers to get back on track either via a payment arrangement or hardship assistance. Also looked after legal proceedings.

Tell me about your role? Primarily contacting customers to get debts repaid, ideally in […]

Interest rates – where will they end up according to the big 4?

2023-06-14T16:15:26+10:00June 14th, 2023|Uncategorized|

After over a decade of cutting the cash rate, the Reserve Bank of Australia (RBA) has been increasing rates almost every month since April 2022. Homeowners and would-be borrowers may be nervously wondering how high their home loan rates will go.

The big four banks have all cast their predictions for the next few years of cash rate movements. For the average owner-occupier paying a variable rate, your home loan rate could reach 7.11% in 2023.

Big four bank’s cash rate forecasts:

  • CBA: Peak of 4.35% by August 2023, then dropping […]

Welcome news on BNPL industry regulation

2023-05-24T15:36:33+10:00May 24th, 2023|Uncategorized|

The federal government will regulate the buy now, pay later industry under the Credit Act to better protect consumers against financial abuse by the lending schemes.

Key points:

  • Buy now, pay later products will be regulated similarly to credit products
  • The government has taken a middle road option in introducing regulation, that brings providers within a subset of the credit act
  • They will also be required to hold an Australian Credit Licence and offer consumers better dispute resolution processes

In a speech delivered on Monday morning, Financial Services Minister Stephen Jones told the Responsible Lending and Borrowing […]

New Federal Budget, but no stamp duty reform

2023-05-17T15:27:03+10:00May 17th, 2023|Uncategorized|

Deteriorating housing affordability was a key focus of the federal budget, seeking to alleviate some of the pressures for those looking to buy or rent currently face.

But stamp duty reform was not one of them.

Many experts agree that support for the states to transition from stamp duty to a broad-based land tax must be seriously explored if we hope to create a strong structural foundation for an efficient and equitable property market.

Stamp duty reform is needed to allow the property market to function more efficiently in all states.

Some of […]

Defend Your Data

2023-05-05T14:39:55+10:00May 5th, 2023|Uncategorized|

Protecting your data online is extremely important, which is why TasAlert have developed simple information to help you protect your data online. The TasAlert “Defend Your Data” information quickly outlines how you can:

+Screen for scams: how to detect a scam and what to look out for

+Shield yourself: what to do to protect yourself online

+Be ready to react: know what to do if you are a victim of a scam

You will also find a list of resources for further information on data protection.

View the Defend Your Data information –

The Digital […]

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